Gugu Moloi has been in management positions in both the public and private sector over the past 20 years. Currently she is the CEO of a state owned Enteprise with the responsibility of working with all municipalities in South Africa ( 278) - which means she has a national presence and influence. In the last year along she has addressed over 5 000 persons in various conferences and church organizations. She is starting a financial education business which is designed to teach ordinary and sophisticated people to build their welsh over time. The target market is people who are excluded from benefiting from the asset management benefits because they have no access to information.