Your search term isn't long enough.

Jamal Robinson

Jamal Robinson

Texas, United States

15 years ago, Jamal made minimum wage as a janitor.

Currently he's a Global Lead Architect for one of the largest tech companies in the world. He draws on his years of experience for "Rich People".

Subscribe 0 subscribers

About the author

Jamal currently is a Global Lead Architect for one of the largest tech companies in the world. 15 years ago he started off making minimum wage and has now grown his net worth and income to enter into the top 3 percent of all earners in the US. Through those years and on that journey Jamal has worked a wide variety of positions, from janitor to engineer to educator. Not just a diversity in roles but also a diversity in organizations. He has worked for Fortune 100 companies and also with non-profits and volunteering to satisfy his passion for helping underserved communities. His formal education includes study of psychology and an undergraduate degree in engineering with a masters in business.

All of this knowledge comes together when he writes, ensuring his readers get diverse point of views with a foundation in actual experience. His first book, “Rich People Making Poor Decisions,” stems from years of assistance in coaching others on transforming the way they think about life's decisions when it comes to health, relationships and wealth. His advice focuses on overcoming typical human behavioral responses to situations so readers can side step the psychological pitfalls of life to reach success.
View profile





Days left


0 50 100 250 500
Rich People Making Poor Decisions did not hit its pre-orders goal.

$11 Paperback Book (Early Bird)

0 readers

Your support for the book gets you an early bird special, discounting the book’s price because who doesn’t like discounts?
Be among the first to get a physical copy of the book.
Package Includes:
1 Paperback Book
1 Digital Copy, DRM Free eBook (mobi, epub or PDF)

2 copies + ebook included

$4 shipping

100 of 100 left

$16 Paperback Book

0 readers

Your support for the book gets you one of the first physical copies of the book.
Package Includes:
1 Paperback Book
1 Digital Copy, DRM Free eBook (mobi, epub or PDF)

2 copies + ebook included

$4 shipping

$45 Gift Package

0 readers

You have friends and family right? Well they will much rather get this book from you as a gift rather than any of the latest iDevices. Perfect package to get the book and a few extras for your friends and family.
Your support for the book allows you to be among the first to get a physical and digital copies of the book at a discounted price.
Package Includes:
3 Paperback Book
3 Digital Copy, DRM Free eBook (mobi, epub or PDF)

6 copies + ebook included

$5 shipping

$50 Patron Package

0 readers

Your support for the book gets you one of the first physical copies of the book, signed by the author
Package Includes:
1 Paperback Book Signed by the Author
1 Digital Copy, DRM Free eBook (mobi, epub or PDF)
Invite to book launch party
Hugs when we meet in person, if you so choose.
Your name included in the Acknowledgements section of the book

2 copies + ebook included

$5 shipping

50 of 50 left

$150 Audio Book

0 readers

You have lucked up and get to hear my voice. With this package you will get to hear my lovely voice as I'll read and record an audio book for you. This is a good choice for those who are busy and running around and don't necessarily want to sit down and read the book.
1 Audio Book
2 Paperback Book
2 Digital Copy, DRM Free eBooks (mobi, epub or PDF)
Paragraph with your name. Write you into the book as a character that makes sound financial decisions.
Interview and then inclusion paragraph added to the book.

5 copies + ebook included

$5 shipping

$150 Coaching Package

0 readers

Consultation for you or someone that you think can benefit from sound advice or in need of advice or some upcoming life decisions. Or if you want to discuss none of that and use an hour of my time to talk about butterflies, technically you have that option too.
Package Includes:
5 Paperback Books
5 Digital Copy, DRM Free eBooks (mobi, epub or PDF)
Hour consultation (in person in Dallas, TX, using Skype or on the phone otherwise)

10 copies + ebook included

$6 shipping

$200 Get Written Into the Book’s Story!

0 readers

Whoa, welcome to the big leagues. With this package you will be included in the actual story. I’ll interview you and together we’ll create a paragraph with your story that is complimentary to an existing character. It can be about good or bad decisions you’ve made in the past, your choice.
5 Paperback Books
5 Digital Copy, DRM Free eBooks (mobi, epub or PDF)
Paragraph with your name. Write you into the book as a character that makes sound financial decisions.
Interview and then inclusion paragraph added to the book.

10 copies + ebook included

$6 shipping

5 of 5 left

Rich People Making Poor Decisions

An exposition into bad decision making, its effects and how to improve.

Robinson relays rich and poor financial decisions he's seen during traveling and working positions from janitor to architect. He invites you to use the stories to examine your own decisions.

 Share  Tweet  LinkedIn  Embed 133 views
Self-Help Storytelling
40,000 words
75% complete
12 publishers interested


"We all are inherently rich people, some of us just make poor decisions when it comes to achieving our goals in life."

In this book I identifying behavioral patterns I’ve seen over the years that represent poor decisions if your intentions are to live a rich life. By rich I don’t mean having a life with large amounts of money at your disposal. I mean living a life where you don’t have to worry about or taking on debt to pay for things you need. You have a relationship with yourself and others that isn’t influenced by the amount of money you have. You live without the psychological effects of fear, anger, panic, stress, powerlessness and self-esteem issues that not having money can bring. But more importantly, you are free to focus on and pursue those long-term life goals.

I relay the rich and poor financial decisions I’ve seen throughout my years of traveling the world and working positions from a janitor to a lead architect at a Fortune 500 company with over a $100 billion in annual revenue. The way I thought best to relay financial and life lessons I’ve learned is through my personal relationships established over the years. The relationships introduced in the chapters are ones formed from high school up until now and cover rich and poor decisions made along with their effects. The relationship stories cover decision making principles like 

Taking Ownership. Taking ownership over your actions and future.

Social Pressure. Not allowing social pressures and vanity to influence your decision making process.

Setting Expectations. Mixing unrealistic expectations with a desire for others to solve your life’s problems.

Family. Understanding the influences of family and upbringing on your choices.

Relationships. How to effectively identify relationships that add value to your life.

Time Allocation. And utilizing effective time management to achieve what you set out to.

and a few others. All relationships ultimately illustrate the decisions we make are important and have a direct effect on our futures, good or bad. I tell these stories in an entertaining yet informative way and end the book with some financial commandments to live by. 

This book is for someone who is just starting out and looking for sound financial principles to use for purposes of avoiding pitfalls that others before them in similar situations have fallen. It is also for people well within their financial journey but have ran into some of those pitfalls and are looking for a way to make effective changes in their life. For those who live a financially sound life this book is for you too as it is important to be reminded why you make the financial decisions that you do and potential consequences of not doing so.



Covers why I wrote the book, what the book is about and who can benefit from reading it.

Chapter 1 – Taking Ownership

Covers a relationship with a friend through college and after. Different days but same story with this character as they never took ownership over their own life's decisions, it was always someone elses' fault.

Chapter 2 – I Just Gots to Shine

Covers a relationship with a friend that was financially vain, to the point they almost bankrupted themselves.

Chapter 3 - Divine Intervention

Covers a friend who always expected someone else to take care of her, whether it was an external force (God) or organization (lottery and social programs). She amassed six figures in debt and never took personal responsibility.

Chapter 4 – Make it Rain

Friend that applied the live today, don't worry about tomorrow philosophy. Blew cash as fast as it came. Had a high income but still lived check to check. Tried to impress others with his spending habits.

Chapter 5 – All in the Family

Character consistently followed bad habits passed down to her by her family without ever thinking to question, was their a better way.

Chapter 6 – Time Management

This character was very successful, put a lot of emphasis on time management and research in advance of purchase.

Chapter 7 - Rich Decisions

Reflects on most important lessons learned in each chapter, giving simple ways to incorporate the rich decision making process in your life.


Ending of book, call to action.


This book is targeted at ”New Adult" and Adult, meaning

Primary Target Audience

  • Female
  • Age 20-32
  • Has a desire to learn, looking to improve current life's circumstances, doesn't have an extensive background in finance or positive examples in their life of goal setting and achievement.

Secondary Target Audience

  • Male/Female
  • Age 26-45
  • In debt, consistently has made bad financial and life decisions. Has reached a point of frustration and looking for relate able advice to allow them to change or feel empowered. Wants to consume that advice in simple, easy to understand stories that drives the point home, not advanced financial or statistical analysis.

I’ve reviewed “A Snapshot of Reading in America in 2013” from the PewResearch Center. The report shows Women are also more likely than men to have read a book in the previous 12 months. The higher levels of income and education, the more the chances of reading a book in the past 12 months will increased.  75% to 85% of households with an income of $30,000 to $75,000, respectively, have read either a print, eBook or audiobook in the past 12 months. This is compared to only 68% for those under $30,000 annual income. 

Millennials are the nation's largest living generation, ages 18-34 in 2015, now at 75.4 million.

At YALC, Meg Rosoff revealed that 55% of YA (New Adult) titles are bought by adults. Presumably, some of these are gifts for teenagers, but also for their own consumption.


1. Social Media – Utilize Facebook/Twitter/Instagram/LinkedIN to connect with followers around topics related to the book (i.e. decision making, financial management, identifying the right/wrong opportunities).

2. Video – I plan to publish a series of short films covering the topics in the book. Make each one of the chapters it’s own <10min short film. Already have the camera gear and locations and half of the script written, looking for actors at the moment. After completing the film, also plan on submitting it to local/national film festivals for considerations. 

3. Paid Media – I will launch a variety of paid campaigns to increase visibility. Google Adsense, Facebook ads, Twitter, etc.

4. Volunteer Work – Continue with my volunteer efforts across Houston, Austin and Dallas Texas utilizing those opportunities and organizations to cross promote my book. Any traffic they drive to the book will be redistributed to those organizations.

5. Writing Groups – Using Dallas MeetUp groups, I plan on joining and participating in 3-5 local writing groups to learn, get feedback and promote my book

6. Conferences - Travel to and participate in book/writing conferences in the Dallas/Houston/San Antonio and Austin areas. Next upcoming conference targeted is Dallas Fort Worth Writers Conference ( Will have publishers, editors and writers there that I can showcase my book in front of.

7. Email list & Personal Contacts - I will utilize my email list of contacts acquired over the years in professional ventures and also utilize my family and friends to spread the word through their email distribution lists/connections.


Think And Grow Rich by Napoleon Hill 1937

Both books cover behaviors of the successful, my book does so through common relationships which differs from T&GR as it covers historical figures that might not be as easy to relate to for readers in my demographic.

The Millionaire Mind by Thomas J. Stanley 2001

Both books cover behaviors of the successful, my book differs by using characters in similar situations and demographics as the expected readers. TMM also doesn't weave a story to relay its messages.

The 7 Habits of Highly Effective People: Powerful Lessons in Personal Change by Stephen R Covey 2013

Very similar in format, difference comes in storytelling and character establishment. 7HHEP provides scenarios more so than establishing a story.

Rich Dad Poor Dad: What The Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki 2011

Very similar in approach, stories are different as the author's lives are different. Also RPMPD has a more modern take as Kiyosaki wrote about a childhood over 50 years ago which isn't as easy to relate to for my expected demographic.

The Alchemist by Paolo Coelo 2007

Alchemist tells a great story but doesn't put as much emphasis on the lessons you should take from it. RPMPD is more direct in what it is trying to relay to readers.

12 publishers interested
Sourcebooks logo Sourcebooks

About Sourcebooks - an independent vision We are a company bound together by the idea that Books. Change. Lives. For us, it means a passion for books and a dedication to the belief that books change lives. It means innovative publishing, where every book is personal and every author’s voice has a place. And it means not being afraid to say “I don’t know” and forging a new path when we have to. We are a group of passionate, energetic and enthusiastic book lovers, and we are committed to helping readers experience each book. Thank you for being a part of our story.

Traditional publisher

Business, Cookbooks, Health, History, Journalism, Lifestyle, Memoirs, Mind & Body, Politics, Professional, Romance, Science, Self-Help, Sports, Technology, Travel


Blooming Twig logo Blooming Twig

BLOOMING TWIG is an award-winning boutique publishing house, media company, and thought leadership marketing agency. Based in New York City and Tulsa, we have represented and re-branded hundreds of thought leaders, published more than 400 titles in all genres, and built up a like-minded following for authors, speakers, trainers, and organizations with our bleeding-edge marketing strategies.

Since 2005, at Blooming Twig, we have been building our profile as the little literary engine that could, ignoring fads and sticking with work that has depth and the power to make a difference. Now our company’s trademark phrase “books that matter” has become the name of our Thought Leadership Marketing Agency: M8R, and we have expanded our desire to assist motivated individuals and organizations with vision to extract their intellectual property, make more significant profit, and change the world.
Our company shares the same brash, ethical, and DIY ideals that revolutionized popular music in the early 1990’s. Blooming Twig was founded by Kent Gustavson PhD, with the empowering notion that authorship isn’t just for the elite or the privileged. Blooming Twig is about giving the people with something to say (“thought leaders”) a platform, walking its clients up to their own influencer pulpit, and making sure there is a like-minded crowd assembled to hear the meaningful message.

Our writing, editing, and marketing team is made up of a domestic and international roster of experts, and our secretive methods proudly eschew the use of any hard-selling or “black hat” practices. Our ultimate goal is to be the amplifier for amplifiers; we like to say, Let us be the bass player to your Hendrix.

The material we release is definitely diverse, but what our authors share is a deep desire to change the world. Our authors feel transformed through the writing of their books, and their books in turn change people’s lives. That gets us out of bed every morning.

Independent publisher

Business, Children's, Cookbooks, Fantasy, Health, History, Journalism, Lifestyle, Literary Fiction, Memoirs, Mind & Body, Mystery, Politics, Professional, Religious, Sci-Fi, Science, Self-Help, Sports, Technology, Thriller, Travel, Young Adult


Agora Publishing logo Agora Publishing

Agora publishing is a Canada based company, founded in 1997 with the aim of making book publishing accessible to all writers across Canada and internationally. Our main goal is to simplify the whole publishing process and help authors to avoid the so called 'publishing gatekeepers' out there so that they can easily publish their work worldwide. We bring the best of both the worlds i.e. traditional publishing and self-publishing. We help writers produce and sell mass marketable books all around the world. Along with publishing, we have a strong channel of distribution and marketing that make us a one-stop-shop for any writer.

We provide you intensive marketing & promotion and make your book available at all the places where your target audience can get their hands on it. Agora publishing provides you the platform where you can show your writing skills to the whole world.

Once you get connected with us, you don't need to worry about anything. Our team will convert your manuscript into a wonderful looking book that match the quality of a million dollar traditional publisher and within a short period of time you'll find your book in leading bookstores & retailers across country. We have an experienced team of editors, proofreaders, designers, and promoters who are always ready to help you and guide you so that you can become a successful writer.

We promote and distribute books globally so that you can reach global audience and build huge reader base. It doesn't matter whether you are a new writer or an experienced one, whether you have lots of readers or no readers , we are here to help you.
So what are you waiting for my friend.....let's build success together.

Hybrid publisher

Business, Children's, Cookbooks, Fantasy, Health, History, Journalism, Lifestyle, Literary Fiction, Memoirs, Mind & Body, Mystery, Politics, Professional, Religious, Romance, Sci-Fi, Science, Self-Help, Sports, Technology, Thriller, Travel, Young Adult


Austin Macauley logo Austin Macauley

With headquarters in London, New York, and Sharjah, Austin Macauley Publishers™ has established itself as an energetic and innovative independent trade publisher. Our publications range from historical romances to celebrity autobiographies; from illustrated children’s tales to in-depth technical manuals; from hard-hitting thrillers to meditative poetry. We pride ourselves on our hybrid publishing model, a progressively more popular means by which both new and previously published authors can establish themselves in the increasingly competitive world of books. Expanding on our international success, we will be opening an office in Australia and South Africa in 2018. An office in Vancouver, Canada will follow in 2019.

Hybrid publisher

All categories

United Kingdom, United States, Australia

Lulu Press, Inc. logo Lulu Press, Inc.

Since 2002, Lulu has enabled more than 1 million authors in more than 225 countries and territories to self-publish nearly 2 million publications. Our industry-leading tools, worldwide print network and global community help authors hone their craft and publish printed books and eBooks for FREE. Offering the largest Indie bookstore at and distribution services, you can sell in online bookstores around the world. With Lulu, authors are in control, forever owning the rights to their works, setting their own price and keeping 80 percent of their book profits and 90 percent of eBook profits.

Hybrid publisher

All categories

United States

Mascot Books logo Mascot Books

We are a full service book publishing company that works closely with independent authors in every phase of writing/editorial, book production, book marketing, and book distribution. Our roster includes bestselling authors who have previously traditionally published, first time authors, and authors at various levels in between.

What separates Mascot is our hands-on approach to publishing. We work closely with each author in all phases of the publishing process. Mascot authors benefit from our industry experience, connections, and our commitment to keep up with the latest trends in the ever-evolving world of publishing.

Hybrid publisher

All categories

1106 Design, LLC logo 1106 Design, LLC

Dear Author,

Congratulations on writing your book!

Options abound in today's publishing world, and it can be difficult to tell the difference between traditional publishers, hybrid publishers, subsidy publishers, and self-publishing companies.

1106 Design offers independent publishing as it was initially intended, with you, the author, as the publisher. We don't publish your book, you do, and we'll show you how with our signature hand-holding at every step.

We offer publishing-house-quality manuscript editing, cover design, interior design and layout, proofreading, eBook formatting, author websites, and book marketing assistance, to help you produce a beautiful, market-ready book. Then we'll help you obtain printing and distribution in your name, so 100% of the proceeds are paid directly to you.

Work with us, and you'll retain complete control of the creative process, your design files, and your revenue stream, and your book will be available for sale in a matter of months.

Here's a price summary of our most popular services for books 50,000 words and under:

Cover Design starting at $715
Interior Layout with Proofreading starting at $1,390
Copyediting: $33 per thousand words
Ebook Formatting starting at $590

You can find the prices for all our services here:

Is it worth it? Click the links below to view our cover and interior design samples and customer reviews to decide for yourself:

If you would like a custom quote, please email your completed manuscript to [email protected] and let us know which services you need. Don't worry; we won’t share your manuscript with anyone else.

Questions? We'll be happy to talk to you. Please use this link to choose a convenient time:

At 1106 Design, we love helping authors create great books! We hope to hear from you soon.

Michele DeFilippo

Service publisher

Business, Children's, Cookbooks, Fantasy, Health, History, Journalism, Lifestyle, Literary Fiction, Memoirs, Mind & Body, Mystery, Novella, Politics, Professional, Religious, Sci-Fi, Science, Self-Help, Sports, Technology, Thriller, Travel, Young Adult


Atmosphere Press logo Atmosphere Press

Atmosphere Press is an independent full-service publisher for books in genres ranging from non-fiction to fiction to poetry to children's picturebooks, with a special emphasis on being an author-friendly approach to getting a book into the world. We're professional, honest, and kind.

Here’s what we stand for:

Honesty: because our mission is to be author-friendly, that means always giving honest advice about the ins and outs of the authorial life. We are dedicated to sticking by one of our founding precepts: “if I were the author, what would I want to know?”

Transparency: publishing is rife with dodgy behavior, from predatory vanity presses who promise the moon to traditional presses who make book changes without the author’s permission. We’re dedicated to letting you see the wizard behind the curtain, so you can rest easy that everything’s on the up and up.

Professionalism: with decades of combined years of writing, editing, designing, and publishing experience, our staff knows the ins and outs of the industry, and will be responsive and helpful. And of course, we will only publish books that truly contribute something wonderful to the world.

Kindness: as an author-friendly press, we take the word “friendly” seriously. A good publisher shouldn’t be just a business partner, but should be full of people you’d want to invite to dinner. Whether it be making a good joke or allaying your worries about being an author, kindness is our hallmark.

Making Your Book Awesome: we really can’t settle for anything less. We want our authors and their readers to be blown away when they first hold that book in their hands. It needs to look good inside and out, and feel good to the touch. And, of course, the words need to be top-notch, and our editors are devoted to making that the case.

Service publisher

All categories


Authors Unite logo Authors Unite

We've now worked with 250+ authors.

Learn more about what we do and see some testimonials here:

We look forward to working with you.

Tyler & The Authors Unite Team

Service publisher

Business, Health, Lifestyle, Memoirs, Mind & Body, Politics, Professional, Religious, Science, Self-Help, Sports, Technology, Travel


Bookmobile logo Bookmobile

Based in Minneapolis, Minnesota, Bookmobile provides book printing, graphic design, and other resources to support book publishers in an ever-changing environment. Superior quality, excellent customer service, flexibility, and timely turnarounds have attracted nearly 1,000 satisfied clients to Bookmobile, including trade houses, university presses, independent publishers, museums, galleries, artists, and more.

Service publisher

Business, Children's, Cookbooks, Fantasy, Health, History, Journalism, Lifestyle, Literary Fiction, Memoirs, Mind & Body, Mystery, Politics, Professional, Religious, Romance, Sci-Fi, Science, Self-Help, Sports, Technology, Thriller, Travel, Young Adult


Happy Self Publishing logo Happy Self Publishing

We have helped 250+ authors to get their books self-published, hit the #1 position in the Amazon bestseller charts and also establish their author website & brand to grow their business. And the best thing is, we do all this without taking away your rights and royalties. Our publishing packages start at $699! Let's schedule a call to discuss the next steps in your book project:

Service publisher

All categories


Publish Monster logo Publish Monster

Get your ebooks into the biggest stores and keep the 100% of your royalties. Amazon, Apple iBooks, Google Play, Kobo, Nook by Barnes & Noble and more.

Service publisher

All categories


Lottery Statistics 101

When considering why Sevinj or others play the lottery I definitely don’t believe it is due to their lack of understanding around the statistical likelihood of winning. In my Probability and Random Variables course, taken in engineering course study, I was lucky enough to be assigned a research paper on the state lottery focusing also on where money spent on the lottery went. The Powerball website tells you the probability of winning the jackpot is 1 in 292,201,338 as of changes made in October 2015. To understand, you have to know how the game works. In Powerball, a player first picks five different whole numbers between 1 and 69. One choice of numbers is (1, 2, 3, 4, 5). Another is (1, 2, 3, 4, 6). You can keep going until you get to (65, 66, 67, 68, 69). Mathematics tells us the number of ways to choose five distinct numbers from 1 to 69 is 11,238,513. After choosing the five numbers between 1 and 69, the player then picks another number between 1 and 26, which is called the Powerball. So, we multiply the 11,238,513 by 26 and see that there are 292,201,338 possible Powerball combinations. Meaning Sevinj’s chance of winning is %0.00001 or a better way of looking at it is her chance of loosing is 99.99999%. I’ll save you the mathematical calculation but If she played twice a week on Wednesday’s and Saturday’s drawings at 10:59 p.m. Eastern, she would need to play 1.7 million years to raise her probability of winning to 50%. That is her spending $2.00 a week, twice a week, 52 weeks a year for 1.7 million years totaling around $354 million dollar spent just to have a 50% chance of winning. Truly amazing odds to overcome. Statistically we are significantly more likely to get struck by lightning, to drown or be killed by a meteor falling from the sky than to win the lottery. How about the odds of getting struck by lightning while drowning? Those odds are 1 in 183 million which still has a 63% higher chance of happening than hitting the Powerball. When asking Sevinj about her perceived chances of dying in her lifetime from drowning, meteor strikes or lightening it is something she and most other Powerball players never think of because they consider them in the realm of impossible. Yet they all have significantly better chance of happening than them ever winning the lottery. 

Regardless of the statistical likelihood I can see how people can be confused on the benefits of the lottery. From an awareness standpoint lotteries are normally advertised more aggressively in poorer neighborhoods since the lowest income households make 50% of ticket purchases. Even popular news organizations run stories manipulating people to believe the lottery is a viable option to achieving wealth. One of the largest news organizations in America ran a story titled, “TIPS TO INCREASE CHANGE OF WINNING LOTTERY” with a description of "BUY AS MANY TICKETS AS YOU CAN AFFORD" and with the bottom news banner reading, “BIG PAYOUT”. And if you are wondering, yes the story’s font was in all caps. This practice of preying upon people’s desire for an external solution to their problems is not uncommon. My hope is for Sevinj and others in similar situations to examine themselves and their true motivation for expectation for something external to resolve their problems.

In Thomas J Stanley’s book The Millionaire Mind, he interviewed first-generation millionaires who weren’t handed money and came from middle to low-class beginnings. Their unanimous response to gambling or playing of the lottery was a negative one. They thought it made more sense to take researched, calculated risks in areas of their career they were experts, not out in Vegas at the crap tables or by scratching off lottery tickets. One person interviewed took it a step further and discussed the value of their time. Not only did they know the slim chance they had of winning but they also considered the value of their time and mental energy when it came to driving to the store to purchase a ticket. They weren’t comfortable with the mental focus spent in a dreamland versus taking actual action in their life that could drive effective change. It just wasn’t worth it to them. Sevinj had real issues to tackle in her life. With six figures in debt and a lack of clear understanding how to get out of that debt, could she really afford to spend time each week playing and focusing on the lottery? Not that purchasing tickets are a 50 hour a week affair but even a minute with the mindset that some type of magic or divine intervention like the lottery, God or chance is going to deliver them from debt they knowingly acquired is counterproductive to their end goals of being debt free and financially stable.

The author hasn't added any updates, yet.